|
Optional terrorism rider available Patriot Executive® Travel Medical Insurance 
Executives that travel frequently outside of the United States throughout the year, don't risk finding yourself ill or injured in a foreign country. Make sure you have a plan to secure medical care and cover the associated costs. |
CLICK FOR QUOTE OR TO BUY ONLINE NOW!
The Patriot Executive plan includes coverage for Emergency Medical Evacuations to the nearest qualified medical facility or the country of residence (as determined by IMG); expenses for reasonable travel and accommodations resulting from the evacuation; and the cost of returning to either the country of citizenship or the country where the evacuation occurred up to the policy limit. The plan pays up to US$25,OOO for evacuations resulting from a pre-existing condition and up to US$50,OOO for evacuations resulting from other covered incidents, when coordinated through IMG.
The Patriot Executive plan also provides emergency reunion coverage, up to US$15,OOO for a maximum of 15 days, for the reasonable travel and lodging expenses of a relative or friend during an Emergency Medical Evacuation: either the cost of accompanying the insured during the evacuation or traveling from the country of residence to be reunited with the insured.
If a covered illness/injury results in death, expenses for Repatriation of bodily remains or ashes to the country of citizenship will be covered up to a maximum ofUS$25,OOO.
If an insured person is hospitalized due to a covered illness/injury and is traveling alone with child(ren) 19 or under that otherwise would be left unattended, the Patriot Executive plan will pay up to US$5,OOO for one way economy fare to their home country, including a chaperone, if necessary, for the safety of the child(ren).
If, during a covered trip, there is a death of an immediate family member (spouse, child, parent or sibling) or the substantial destruction of the insured's principal residence, the Patriot Executive plan will pay up to US$5,OOO to return the insured to the area of principal residence. The plan will pay for a one way air or ground transportation ticket of the same class as the unused travel ticket, less the value of the unused return ticket.
This benefit will be paid in the event that the Common Carrier permanently loses an insured person's checked luggage. This coverage is secondary to any other available coverage, including the Carrier's.
If accidental death should occur while traveling on a commercial Common Carrier, US$50,OOO will be paid to the designated beneficiary, to a maximum ofUS$250,OOO per family. (*See asterisk below}
*No more than US$50,OOO dollars per individual will be paid to a beneficiary in the event of any death that occurs while covered by the Patriot Executive plan.
The plan will cover up to US$5,OOO maximum, per insured person, per period of coverage (not per trip), for the sudden and unexpected recurrence of a pre-existing condition, as defined in the policy wording.
The Patriot Executive plan covers the cost of emergency dental treatment and dental procedures necessary to restore sound natural teeth lost or damaged in an accident.
The Patriot Executive plan covers injuries incurred during amateur athletic activities which are non-contact and engaged in by an insured person solely for leisure, recreation, entertainment or fitness purposes. However, activities not covered include amateur or professional sports or other athletic activity which is organized and/or sanctioned, or which involves regular or scheduled practices, games or competition. The following hazardous activities are excluded: Scuba diving, mountain climbing (up to 4500 meters or where ropes or guides are normally used), jet, snow and water skiing and snowboarding, sky diving, amateur racing, piloting an aircraft, bungee jumping and spelunking.
The Patriot Executive plan includes US$25,000 principal sum benefit for Accidental Death and Dismemberment occurring during the period of coverage: .Accidental Loss of life -principal sum* .Accidental Loss of life which occurred during a hijacking, kidnapping or attempted kidnapping -two times the principal sum * .Accidental Loss of two Members -principal sum .Accidental Loss of one Member -50% of principal sum. "Member" means hand, foot or eye. For more information see the Conditions of Coverage section on panel 6. *See asterisk below
*No more than US$50,OOO dollars per individual will be paid to a beneficiary in the event of any death that occurs while covered by the Patriot Executive plan.
Deductible US$250 per each illness; deductible
Waived for claims incurred as a result
Of a covered accident
If a covered injury or illness requires continuing treatment after the expiration of the period of coverage, the Benefit Period may provide continued coverage. When the certificate of insurance expires, IMG will review the date of initial treatment for the covered injury or illness. If treatment began less than six months before the expiration date, benefits for the covered injury or illness will continue subject to the Policy Limits until there has been six months of coverage for the particular claim. The Benefit Period serves as an extension of benefits and does not limit the treatment time during the period of coverage.